PRIVACY STATEMENT
PRIVACY NOTICEPursuant to Gramm Leach Bliley Act & 16 C.F.R. Title 313
In connection with your transaction with US VEHICLE LOANS or any dealer authorized by US VEHICLE LOANS may obtain information about you as described in this notice, which we handle as stated in this notice.
1. We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other forms;
• Information about your transaction with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.
2. We may disclose all of the information that we collect about you as described above, while you are consumer, customer, or former customer, to our affiliates and nonaffiliated third parties.
3. We may disclose nonpublic personal information about you, while you are a consumer, customer, or former customer, to the following types of third parties:
• Financial service providers;
• Nonfinancial companies, such as market research firms, automobile manufacturers, and
others; and
• Others.
4. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted and/or required by law, government order, and/or regulations, including judicial orders.
5. If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures; that is, you may direct us not to make those disclosures (other than disclosures permitted and/or required by law, government order, and/or regulations, including judicial orders). IF YOU WISH TO OPT OUT OF ANY SUCH DISCLOSURES TO NONAFFILIATED THIRD PARTIES, YOU CAN CHOOSE TO DO SO BY CHECKING THE BOX ON THE CREDIT APPLICATION.
6. We may also disclose, while you are a consumer, customer, or former customer, any information we collect about you to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. This disclosure is permitted by law; there is no opt-out opportunity available.
7. We may disclose nonpublic personal information about you, while you are a consumer, customer, or former customer, to the following types of affiliates: Corporate parents, subsidiaries, and/or other types of (affiliates) as defined by applicable laws and regulations.
8. We restrict access to nonpublic personal information about you to our employees, our legal counsel, accountants, and auditors who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
9. US VEHICLE LOANS IS NOT A LENDER. WE ARE A LEAD PROVIDER FOR SPECIFICALLY SELECTED LENDERS AND AUTO DEALERSHIPS.